Terms and Conditions
Use of this Web Site
Effective Date: 08/19/2020
Welcome to Jubilee Lending Group. These Terms and Conditions outline the rules and regulations for the use of Jubillee Lending Group’s website and services, located at [https://jubilleelendinggroup.com/].
By accessing this website, we assume you accept these Terms and Conditions. Do not continue to use Jubillee Lending Group if you do not agree to all of the terms and conditions stated on this page.
1. Definitions
“Company,” “We,” “Our,” or “Us” refers to Jubilee Lending Group.
“Client” refers to individuals applying for, inquiring about, or utilizing our mortgage and lending services.
“Employee” refers to staff employed by Jubilee Lending Group.
“You” refers to the person accessing this website and agreeing to the Company’s Terms and Conditions.
2. Services
Jubilee Lending Group provides mortgage and lending services, including but not limited to:
Residential home loans
Mortgage refinancing
Loan prequalification and consultation
Loan servicing and related customer support
3. Acceptance of Terms
By using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.
4. Privacy Policy
Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy for information on how we collect, use, and protect your personal data.
No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
5. User Responsibilities
You must provide accurate, current, and complete information when applying for a loan or using our services.
You are responsible for maintaining the confidentiality of your account information, including login details.
You agree to notify us immediately of any unauthorized use of your information.
6. Payment and Loan Terms
Loan terms, fees, and repayment obligations are governed by your individual loan agreement with Jubilee Lending Group.
Payments must be made in accordance with the agreed-upon schedule outlined in your loan documents.
Late or missed payments may result in additional fees or penalties, as permitted by law and disclosed in your loan agreement.
7. Cancellation and Termination
Either party may terminate a service relationship with written notice in accordance with applicable loan agreements.
Jubilee Lending Group reserves the right to suspend or terminate services immediately in the event of fraud, misrepresentation, or breach of these terms.
8. Limitation of Liability
Jubilee Lending Group will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our services. Our liability shall be limited to the extent permitted by law and as outlined in your loan agreement.
9. Indemnification
You agree to indemnify and hold Jubillee Lending Group harmless from any claims, damages, or expenses arising out of your use of our services or your breach of these terms.
10. Changes to Terms
Jubilee Lending Group reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on this page, and your continued use of the services signifies your acceptance of the updated terms.
11. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the United States of America. Any disputes relating to these Terms and Conditions will be subject to the exclusive jurisdiction of the courts of the United States.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Jubilee Lending Group
130 N Preston Rd #361, Prosper, TX 75078
Phone: (877) 559-8080
13. SMS Program Terms (NEW)
Program Name: Jubilee Lending Alerts
Program Description:
By opting in, users agree to receive SMS and/or voice communications from Jubilee Lending Group. These may include loan application updates, appointment reminders, account notifications, and occasional promotional offers or important alerts.
Opt-Out Instructions:
You may cancel the SMS service at any time by texting STOP to 877 559-8080. Upon sending STOP, you will receive a confirmation message, and no further SMS messages will be sent to you from our system. If you wish to rejoin, simply opt in again through any of our forms or reply START to resume.
Support:
For help, reply HELP or contact us directly at call [(877) 559-8080].
Disclaimers:
Carriers are not liable for delayed or undelivered messages.
Message and data rates may apply.
Message frequency will vary based on your interactions and subscription preferences.
Privacy:
For more information on how we handle your data, please refer to our [https://jubileelendinggroup.com/privacy-policy/].